Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Assess Life Insurance Needs How to help determine life insurance needs to provide for your family after you pass away. Retirement Seen Through Your Eyes What's your vision of retirement? Why do Renters Have to Save More? How much more would retirement cost if you owned your home rather than rented? It could actually be several times less.